Life & Disability Insurance
Life Insurance - Provided at no cost to you
Life Insurance, administered by Mutual of Omaha, provides additional financial protection for you and your family in the event of your death. Bracalente provides life insurance of $10,000.
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​​Short-Term Disability - Provided at no cost to you
Short-Term Disability plans offer regular full-time employees financial protection when they are unable to work due to a non-work-related illness, injury, or disability. Employees receive 70% of their weekly wages, up to a maximum of $750 per week. Benefits start on the eighth day of your illness or first day of your injury. Your maximum benefit period is based on your years of service:
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1-2 years of service: 4 weeks of benefits
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2-3 years of service: 10 weeks of benefits
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3-4 years of service: 16 weeks of benefits
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4-5 years of service: 22 weeks of benefits
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5+ years of service: 26 weeks of benefits
Voluntary Life & AD&D Insurance – Optional benefit you may purchase
You have the option of purchasing additional coverage for yourself, spouse and children. You can purchase life insurance on yourself starting at $10,000 in increments of $10,000 up to $500,000, or 5x your annual salary, whichever is greater. Coverage for your spouse cannot exceed 100% of your election, up to $50,000, and coverage for your child(ren) cannot exceed $10,000.
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All employees can enroll for up to $100,000 in voluntary employee life and AD&D regardless of hire date. Any amount more than $100,000 will require a medical questionnaire. Our group number is G000BT9W. You will need this number when completing the medical questionnaire.
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Voluntary Long-Term Disability – Optional benefit you may purchase
For long-term disability, employees receive 60% of their weekly wages, up to a maximum of $5,000 per month.